CNA Financial (CNA) Q3 Earnings Beat Estimates, Up Y/Y

Zacks

CNA Financial Corporation CNA reported third-quarter 2015 operating earnings of 77 cents per share, which outperformed the Zacks Consensus Estimate and improved 13.2% year over year.

Including net realized investment losses, net income came in at 66 cents, down 16.5% year over year.

Behind the Headlines

Net investment income declined 23% year over year to $265 million due to soft performance at limited partnership investments.

Net written premiums at Property & Casualty Operations decreased 2% year over year to $1.5 billion. Net operating income increased 9.1% year over year to $263 million on better underwriting results. However, lower limited partnership investment results limited the upside. Combined ratio improved 1,040 basis points in the quarter –– the lowest in more than a decade.

Book value as on Sep 30, 2015 was $45.16 per share, down 1.6% year over year.

Segment Results

Specialty net written premiums declined 4% year over year to $707 million due to less new business. Combined ratio improved 640 basis points to 74.4%.

Commercial net written premiums increased 1% year over year to $642 million driven by new business and retention as well as a positive rate. Combined ratio improved 1,490 basis points to 74.4%.

International net written premiums decreased 5% year over year to $180 million due to the unfavorable effect of foreign currency exchange rates. Combined ratio improved 860 basis points to 74.4%.

Life & Group Non-Core operating revenues increased 1.6% year over year to $318 million. Net operating loss narrowed to $30 million from the year-ago loss of $42 million.

Corporate & Other Non-Core net operating loss widened to $23 million from $17 million loss incurred in the year-ago quarter..

Dividend Update

The board of directors of CNA Financial announced a quarterly dividend of 25 cents per share. The dividend will be paid on Dec 2, 2015 to stockholders of record on Nov 16.

Zacks Rank and Other Performance of Other P&C insurers

CNA Financial currently carries a Zacks Rank #3 (Hold). The bottom line at RLI Corp. RLI, The Travelers Companies Inc. TRV and Progressive Corp. PGR outperformed their respective Zacks Consensus Estimate in the third quarter.

Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report >>

Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report

To read this article on Zacks.com click here.

Be the first to comment

Leave a Reply