YADKIN VALY FIN (YAVY) Downgraded by Zacks to NEUTRAL

Zacks Zacks Investment Research downgraded shares of YADKIN VALY FIN (YAVY) from OUTPERFORM to NEUTRAL on July 27, 2012, with a target price of $3.00.

Yadkin Valley Bank and Trust Company is a North Carolina state chartered bank, headquartered in Elkin, North Carolina. The Bank's primary business is providing general banking services for northwest North Carolina. Yadkin Valley Bank and Trust Company operates in the northwest Piedmont area of North Carolina serving the counties of Surry, Wilkes, Yadkin, Ashe, Iredell, North Mecklenburg, Watauga, and Avery. The Bank enjoys the scenic beauty of the Blue Ridge Mountains. Each season offers a wide variety of outdoor activities, including hiking, camping, skiing, auto racing, white water rafting, and sports activities on every level.

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